If you have been injured on the job, chances are that employer’s workers’ compensation insurance is your best friend. However, you may not realize that there are many other ways that you can be compensated for a work-related injury. Check out these exceptions and see if you qualify for any of these employee injury options.
Defective products. Be careful in assuming that employer’s workers’ compensation if you have been injured by a defective product. It could be possible to use products liability action against the manufacturer, rather than an employer. Make you sure you track your injuries carefully and document the cause thoroughly in order to be compensated fairly.
Toxic substances. It is important to remember that if you have been injured at work by a toxic substance, workers’ compensation is not your only option. While your injuries may take time to heal, you should not take time to do your research on toxic tort laws. You may be able to hold the manufacturer responsible for your work-related injuries.
Employer conduct. While being injured by an employer only happens on rare occasions, those who can prove that their employer was acting intentionally may qualify for a personal injury lawsuit. Make sure you dive into the various claims you can make in order to achieve the fairest results.
Void insurance. Often times, employers will not even have employer’s workers’ compensation insurance. In these cases, it is crucial that you hire additional legal help. You may be able to sue your employer for to cover your work-related injuries or collect money from a state fund.
Third party injuries. Lastly, if your injury was sustained through a third party, find legal help to help you compensate for those wounds. A personal injury lawsuit may be used against that person in order to give you back the peace of mind you need to heal.
If you or someone you know has sustained a work-related injury, contact Nantha & Associates for help or for more information.